vgs@terminal:~
README.md — SECURITY.txt — legal documentation
GDPR v2.1
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Privacy Policy

// last updated: 2026-01-15

1. Data Controller

VisualGrowthStudio, Kreuzacker 29, 71634 Ludwigsburg, Germany. Email: [email protected]

2. Data Collection

We collect personal data (name, email, phone) solely when voluntarily submitted through our contact forms or during project engagement. We collect technical data (IP address, browser type, usage patterns) through essential cookies for site functionality and security purposes.

3. Purpose of Processing

Personal data is processed exclusively for: (a) responding to inquiries and providing requested services, (b) project execution and communication, (c) legal compliance and contractual obligations, (d) site security and performance optimization.

4. Legal Basis (GDPR Art. 6)

Processing is based on: (a) consent (Art. 6(1)(a)), (b) contract performance (Art. 6(1)(b)), (c) legitimate interests in site security and service improvement (Art. 6(1)(f)).

5. Data Retention

Contact form data is retained for 24 months from last interaction. Project-related data is retained for the duration of the contractual relationship plus 6 years for tax/accounting compliance. Technical logs are purged after 90 days.

6. Your Rights (GDPR Arts. 15–22)

You have the right to: access (Art. 15), rectification (Art. 16), erasure (Art. 17), restriction (Art. 18), data portability (Art. 20), and object (Art. 21). Contact [email protected] to exercise any right.

7. International Transfers

Data is processed within the EU/EEA. If any data transfer occurs outside the EU, it will be subject to Standard Contractual Clauses (SCCs) or equivalent safeguards under GDPR Chapter V.

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Terms of Service

// last updated: 2026-01-15

1. Agreement to Terms

By accessing or using the services of VisualGrowthStudio (Kreuzacker 29, 71634 Ludwigsburg, Germany), you agree to be bound by these Terms of Service. If you do not agree, do not use our services.

2. Scope of Services

VisualGrowthStudio provides growth-driven visual design services including dynamic visual systems, marketing collateral, conversion-focused web layouts, and related creative services as described in individual project proposals.

3. Payment Terms

All fees are quoted in EUR and are due as specified in the project proposal. Invoices are payable within 14 days of issuance. Late payments accrue 1.5% monthly interest. Projects may be paused for accounts overdue by more than 30 days.

4. Intellectual Property

Upon full payment, the client receives full ownership of all final deliverables. VisualGrowthStudio retains the right to display work in portfolios and marketing materials. Source files and working assets are transferred upon project completion.

5. Project Timelines

Timelines are estimated in good faith and begin upon receipt of all required materials and initial payment. Delays caused by the client may extend timelines proportionally. VisualGrowthStudio will communicate any delays promptly.

6. Limitation of Liability

VisualGrowthStudio's total liability shall not exceed the total fees paid for the specific service giving rise to the claim. We are not liable for indirect, incidental, or consequential damages.

7. Governing Law

These Terms are governed by the laws of the Federal Republic of Germany. Any disputes shall be resolved in the competent courts of Ludwigsburg, Germany.

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Cookie Policy

// last updated: 2026-01-15

1. What Are Cookies

Cookies are small text files placed on your device when you visit our website. They help us provide essential functionality and improve your experience.

2. Essential Cookies

We use strictly necessary cookies for: (a) session management and site security, (b) cookie consent persistence (localStorage), (c) basic site functionality. These cookies do not require consent under GDPR/ePrivacy.

3. Third-Party Cookies

We do not use analytics, advertising, or tracking cookies. Google Fonts is loaded from Google's CDN, which may collect standard HTTP headers. No social media tracking pixels are implemented.

4. Managing Cookies

You can control cookie settings through your browser. Disabling essential cookies may impair site functionality. Our cookie banner stores your consent choice in localStorage for 365 days.

5. Contact

For cookie-related questions, contact: [email protected], VisualGrowthStudio, Kreuzacker 29, 71634 Ludwigsburg, Germany.

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Refund & Reimbursement Policy

// last updated: 2026-01-15

1. Eligibility

Refund requests must be submitted in writing to [email protected] within 14 days of payment. VisualGrowthStudio (Kreuzacker 29, 71634 Ludwigsburg, Germany) evaluates each request individually.

2. Full Refund

A full refund is provided if: (a) work has not yet commenced, (b) the project is cancelled before the first milestone delivery, (c) VisualGrowthStudio fails to deliver the agreed scope without valid justification.

3. Partial Refund

Partial refunds are calculated based on: (a) work completed versus total project scope, (b) milestone payments already released, (c) third-party costs already incurred. A detailed breakdown will be provided with any partial refund.

4. Non-Refundable Items

The following are non-refundable: (a) completed and delivered milestones, (b) third-party licensing fees, (c) rush fees and expedited delivery charges, (d) custom stock assets purchased for the project.

5. Processing

Approved refunds are processed within 14 business days to the original payment method. You will receive email confirmation once the refund has been initiated.

6. Dispute Resolution

Refund disputes may be escalated to: VisualGrowthStudio, Kreuzacker 29, 71634 Ludwigsburg, Germany. EU consumers may also use the European Online Dispute Resolution platform at https://ec.europa.eu/odr.

company: VisualGrowthStudio

address: Kreuzacker 29, 71634 Ludwigsburg, Germany

email: [email protected]

phone: +49 170 41083925

version: 2.1 | last-modified: 2026-01-15T00:00:00Z

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